住房贷款新政官宣！央行连发三条重磅政策！
<p hidden="hidden"><br/>http://res.app.dawuhanapp.com/c/10021/202405/482f0607c26196a518d89100817f33ec.jpg</p><section data-role="outer" class="article135" label="edit by 135editor"><section style="margin-right: 8px; margin-left: 8px; outline: 0px; letter-spacing: 0.544px; text-wrap: wrap; background-color: rgb(255, 255, 255); text-align: center; line-height: 1.75em; font-family: system-ui, -apple-system, BlinkMacSystemFont, Arial, sans-serif;" class=""><p style="line-height:2em"><span style="outline: 0px; letter-spacing: 1px; font-family: mp-quote, -apple-system-font, BlinkMacSystemFont, Arial, sans-serif;">今天（5月17日）</span></p></section><section style="margin-bottom: 0px; outline: 0px; letter-spacing: 0.544px; text-wrap: wrap; background-color: rgb(255, 255, 255); text-align: center; line-height: 1.75em; font-family: system-ui, -apple-system, BlinkMacSystemFont, Arial, sans-serif;" class=""><p style="line-height:2em"><span style="outline: 0px; letter-spacing: 1px;">中国人民银行连发</span></p></section><section style="margin-bottom: 0px; outline: 0px; letter-spacing: 0.544px; text-wrap: wrap; background-color: rgb(255, 255, 255); text-align: center; line-height: 1.75em; font-family: system-ui, -apple-system, BlinkMacSystemFont, Arial, sans-serif;" class=""><p style="line-height:2em"><span style="outline: 0px; letter-spacing: 1px;">三条重磅消息</span></p></section><section style="outline: 0px; letter-spacing: 0.544px; text-wrap: wrap; background-color: rgb(255, 255, 255); text-align: center; line-height: 1.75em; margin-bottom: 0px; font-family: system-ui, -apple-system, BlinkMacSystemFont, Arial, sans-serif;"><p style="line-height:2em"><span style="outline: 0px; letter-spacing: 1px;"><span style="outline: 0px;"><span style="outline: 0px;"></span></span></span></p></section><section style="margin-bottom: 0px; outline: 0px; letter-spacing: 0.544px; text-wrap: wrap; background-color: rgb(255, 255, 255); text-align: center; line-height: 1.75em; font-family: system-ui, -apple-system, BlinkMacSystemFont, Arial, sans-serif;"><p style="line-height:2em"><span style="letter-spacing:1px;"><strong><span style="color: rgb(61, 170, 214); outline: 0px;">取消全国层面首套住房</span></strong></span></p></section><section style="margin-bottom: 0px; outline: 0px; letter-spacing: 0.544px; text-wrap: wrap; background-color: rgb(255, 255, 255); text-align: center; line-height: 1.75em; font-family: system-ui, -apple-system, BlinkMacSystemFont, Arial, sans-serif;"><p style="line-height:2em"><span style="letter-spacing:1px;"><strong><span style="color: rgb(61, 170, 214); outline: 0px;">和二套住房商业性个人住房</span></strong></span></p></section><section style="margin-bottom: 0px; outline: 0px; letter-spacing: 0.544px; text-wrap: wrap; background-color: rgb(255, 255, 255); text-align: center; line-height: 1.75em; font-family: system-ui, -apple-system, BlinkMacSystemFont, Arial, sans-serif;" class=""><p style="line-height:2em"><span style="letter-spacing: 1px;"><strong><span style="color: rgb(61, 170, 214); outline: 0px;">贷款利率政策下限</span></strong></span></p></section><section style="margin-bottom: 0px; outline: 0px; letter-spacing: 0.544px; text-wrap: wrap; background-color: rgb(255, 255, 255); text-align: center; line-height: 1.75em; font-family: system-ui, -apple-system, BlinkMacSystemFont, Arial, sans-serif;"><p style="line-height:2em"><span style="color: rgb(255, 169, 0); letter-spacing: 1px;"><strong>下调个人住房公积金贷款利率</strong></span></p></section><section style="margin-bottom: 0px; outline: 0px; letter-spacing: 0.544px; text-wrap: wrap; background-color: rgb(255, 255, 255); text-align: center; line-height: 1.75em; font-family: system-ui, -apple-system, BlinkMacSystemFont, Arial, sans-serif;"><p style="line-height:2em"><span style="color: rgb(255, 169, 0); letter-spacing: 1px;"><strong>0.25个百分点</strong></span></p></section><section style="margin-bottom: 0px; outline: 0px; letter-spacing: 0.544px; text-wrap: wrap; background-color: rgb(255, 255, 255); text-align: center; line-height: 1.75em; font-family: system-ui, -apple-system, BlinkMacSystemFont, Arial, sans-serif;"><p style="line-height:2em"><span style="color: rgb(255, 79, 121); letter-spacing: 1px;"><strong>调整个人住房贷款</strong></span></p></section><section style="margin-bottom: 0px; outline: 0px; letter-spacing: 0.544px; text-wrap: wrap; background-color: rgb(255, 255, 255); text-align: center; line-height: 1.75em; font-family: system-ui, -apple-system, BlinkMacSystemFont, Arial, sans-serif;"><p style="line-height:2em"><span style="color: rgb(255, 79, 121); letter-spacing: 1px;"><strong>最低首付款比例</strong></span></p></section><p style="text-align:center;margin-right: 8px; margin-left: 8px; outline: 0px; letter-spacing: 0.544px; text-wrap: wrap; background-color: rgb(255, 255, 255); line-height: 2em; font-family: system-ui, -apple-system, BlinkMacSystemFont, Arial, sans-serif;"><br/></p><section style="outline: 0px; letter-spacing: 0.544px; text-wrap: wrap; background-color: rgb(255, 255, 255); line-height: 1.75em; margin-left: 8px; margin-right: 8px; font-family: system-ui, -apple-system, BlinkMacSystemFont, Arial, sans-serif;" class=""><p style="line-height:2em"><span style="letter-spacing: 1px;"><strong><span style="outline: 0px; font-family: mp-quote, -apple-system-font, BlinkMacSystemFont, Arial, sans-serif;">一、取消全国层面首套住房和二套住房商业性个人住房贷款利率政策下限。</span></strong></span></p></section><section style="outline: 0px; letter-spacing: 0.544px; text-wrap: wrap; background-color: rgb(255, 255, 255); line-height: 1.75em; margin-left: 8px; margin-right: 8px; font-family: system-ui, -apple-system, BlinkMacSystemFont, Arial, sans-serif;"><p style="line-height:2em"><br/></p></section><section style="margin-right: 8px; margin-left: 8px; outline: 0px; letter-spacing: 0.544px; text-wrap: wrap; background-color: rgb(255, 255, 255); text-align: center; font-family: system-ui, -apple-system, BlinkMacSystemFont, Arial, sans-serif;" class=""><p style="line-height:2em"></p></section><section style="outline: 0px; letter-spacing: 0.544px; text-wrap: wrap; background-color: rgb(255, 255, 255); line-height: 1.75em; margin-left: 8px; margin-right: 8px; font-family: system-ui, -apple-system, BlinkMacSystemFont, Arial, sans-serif;"><br/></section><section style="outline: 0px; letter-spacing: 0.544px; text-wrap: wrap; background-color: rgb(255, 255, 255); line-height: 1.75em; margin-left: 8px; margin-right: 8px; font-family: system-ui, -apple-system, BlinkMacSystemFont, Arial, sans-serif;" class=""><p style="line-height:2em"><span style="letter-spacing: 1px;"><strong><span style="outline: 0px; font-family: mp-quote, -apple-system-font, BlinkMacSystemFont, Arial, sans-serif;">二、自2024年5月18日起，下调个人住房公积金贷款利率0.25个百分点，5年以下（含5年）和5年以上首套个人住房公积金贷款利率分别调整为2.35%和2.85%，5年以下（含5年）和5年以上第二套个人住房公积金贷款利率分别调整为不低于2.775%和3.325%。</span></strong></span></p></section><section style="outline: 0px; letter-spacing: 0.544px; text-wrap: wrap; background-color: rgb(255, 255, 255); line-height: 1.75em; margin-left: 8px; margin-right: 8px; font-family: system-ui, -apple-system, BlinkMacSystemFont, Arial, sans-serif;"><p style="line-height:2em"><br/></p></section><section style="margin-right: 8px; margin-left: 8px; outline: 0px; letter-spacing: 0.544px; text-wrap: wrap; background-color: rgb(255, 255, 255); text-align: center; font-family: system-ui, -apple-system, BlinkMacSystemFont, Arial, sans-serif;" class=""><p style="line-height:2em"></p></section><section style="outline: 0px; letter-spacing: 0.544px; text-wrap: wrap; background-color: rgb(255, 255, 255); line-height: 1.75em; margin-left: 8px; margin-right: 8px; font-family: system-ui, -apple-system, BlinkMacSystemFont, Arial, sans-serif;"><br/></section><section style="outline: 0px; letter-spacing: 0.544px; text-wrap: wrap; background-color: rgb(255, 255, 255); line-height: 1.75em; margin-left: 8px; margin-right: 8px; font-family: system-ui, -apple-system, BlinkMacSystemFont, Arial, sans-serif;" class=""><p style="line-height:2em"><span style="letter-spacing: 1px;"><strong><span style="outline: 0px; font-family: mp-quote, -apple-system-font, BlinkMacSystemFont, Arial, sans-serif;">三、对于贷款购买商品住房的居民家庭，首套住房商业性个人住房贷款最低首付款比例调整为不低于15%，二套住房商业性个人住房贷款最低首付款比例调整为不低于25%。</span></strong></span></p></section><section style="outline: 0px; letter-spacing: 0.544px; text-wrap: wrap; background-color: rgb(255, 255, 255); line-height: 1.75em; margin-left: 8px; margin-right: 8px; font-family: system-ui, -apple-system, BlinkMacSystemFont, Arial, sans-serif;"><p style="line-height:2em"><br/></p></section><section style="margin-right: 8px; margin-left: 8px; outline: 0px; letter-spacing: 0.544px; text-wrap: wrap; background-color: rgb(255, 255, 255); text-align: center; font-family: system-ui, -apple-system, BlinkMacSystemFont, Arial, sans-serif;" class=""><p style="line-height:2em"></p></section></section><p><br/></p><p><br/></p><section style="max-width: 100%; color: rgb(67, 74, 84); font-family: -apple-system-font, Helvetica, PingFang SC, Hiragino Sans GB, Arial, Microsoft YaHei; font-size: 17px; letter-spacing: 1px; text-align: justify; text-wrap: wrap; background-color: rgb(255, 255, 255); margin-top: 0px; margin-bottom: 0px; padding: 0px; outline: 0px; box-sizing: border-box; overflow-wrap: break-word !important;"><section style="overflow-wrap: break-word !important; max-width: 100%; margin: 0.5em 0px; padding: 0px; outline: 0px; box-sizing: border-box;"><section style="overflow-wrap: break-word !important; max-width: 100%; margin: 0px; padding: 0px; outline: 0px; height: 1px; background-color: rgb(160, 160, 160); line-height: 0; box-sizing: border-box;"><br style="overflow-wrap: break-word !important; 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