事关房屋养老金，住建部最新回应！
<p style="text-align: center;"></p><p><br/></p><section style="margin: 8px 8px 0px;line-height: 1.75em;text-align: center;"><strong><span style="letter-spacing: 1px;color: rgb(0, 122, 170);">“房屋养老金”</span></strong><span style="letter-spacing: 1px;"></span></section><p style="margin: 0px 8px;line-height: 1.75em;text-align: center;"><span style="letter-spacing: 1px;">近日冲上微博热搜</span></p><p><br/></p><section style="margin: 0px 8px 16px;line-height: 1.75em;text-align: center;"><span style="letter-spacing: 1px;">引发网友关注</span></section><p><br/></p><p style="margin: 8px 8px 16px;line-height: 1.75em;text-align: center;"></p><p><br/></p><section style="margin: 8px 8px 0px;line-height: 1.75em;text-align: center;"><span style="letter-spacing: 1px;">为何要推行房屋养老金试点？</span></section><p><br/></p><p style="margin: 0px 8px;line-height: 1.75em;text-align: center;"><span style="letter-spacing: 1px;">房屋养老金的组成</span></p><p style="margin: 0px 8px;line-height: 1.75em;text-align: center;"><span style="letter-spacing: 1px;">和资金来源是什么？</span></p><p style="margin: 0px 8px;line-height: 1.75em;text-align: center;"><span style="letter-spacing: 1px;">房屋养老金用在哪些方面？</span></p><p style="margin: 0px 8px;line-height: 1.75em;text-align: center;"><span style="letter-spacing: 1px;">8月26日</span></p><p style="margin: 0px 8px;line-height: 1.75em;text-align: center;"><span style="letter-spacing: 1px;">住房和城乡建设部相关司局负责人</span></p><p><br/></p><section style="margin: 0px 8px 16px;line-height: 1.75em;text-align: center;"><span style="letter-spacing: 1px;">作出解答</span></section><p><br/></p><p><svg viewbox="0 0 1 1" style="float: left;line-height: 0;width: 0px;vertical-align: top;visibility: visible;"></svg></p><p><br/></p><section style="margin: 8px 8px 16px;line-height: 1.75em;"><section style="margin: 10px auto;display: flex;justify-content: center;padding-bottom: 10px;"><section><section style="display: flex;justify-content: flex-start;padding-left: 13%;"><section style="display: flex;align-items: center;background-color: #fffffe;margin-bottom: -3px;"><section style="width: 5px;height: 5px;border-radius: 100%;background-color: rgb(255, 212, 39);margin-right: 2px;margin-left: 2px;overflow: hidden;text-align: center;"><br/></section><section style="width: 5px;height: 5px;border-radius: 100%;background-color: rgb(255, 212, 39);margin-right: 2px;margin-left: 2px;overflow: hidden;text-align: center;"><br/></section><section style="width: 5px;height: 5px;border-radius: 100%;background-color: rgb(255, 212, 39);margin-right: 2px;margin-left: 2px;overflow: hidden;text-align: center;"><br/></section></section></section><section style="border-width: 1px;border-style: solid;border-color: rgb(70, 135, 255);border-radius: 25px;"><section style="background-color: rgb(70, 135, 255);border-radius: 25px;padding: 6px 25px;transform: translate(5px, 5px);"><section style="color: rgb(255, 255, 255); text-align: center;"><span style="letter-spacing: 1px;"><strong data-brushtype="text">为何要推行房屋养老金试点？</strong></span></section></section></section></section></section></section><section style="margin: 8px 8px 16px;line-height: 1.75em;text-align: center;"><br/></section><svg viewbox="0 0 1 1" style="float: left;line-height: 0;width: 0px;vertical-align: top;visibility: visible;"></svg><section style="margin: 8px 8px 16px;line-height: 1.75em;text-align: justify;"><span style="letter-spacing: 1px;font-size: var(--articleFontsize);">建立房屋养老金制度，是进入城市更新时期后，努力解决群众急难愁盼问题，加强既有房屋安全管理的重要手段之一，既管基础，又管长远。</span><span style="letter-spacing: 1px;font-size: var(--articleFontsize);">住房城乡建设部在部分城市开展房屋养老金制度试点，目前各有关城市正在积极探索。</span><br/></section><section style="margin: 8px 8px 16px;line-height: 1.75em;text-align: justify;"><span style="letter-spacing: 1px;font-size: var(--articleFontsize);">当前，我国城市发展已从大规模增量建设转入存量提质改造和增量结构调整并重的新阶段，进入城市更新的重要时期。</span><span style="letter-spacing: 1px;font-size: var(--articleFontsize);">从客观规律看，<strong><span style="font-size: var(--articleFontsize); color: rgb(0, 122, 170);">房子和人一样，会“变老”，会“生病”，为了房子的安全，就需要和人一样进行体检，查找问题，消除隐患</span></strong>。</span></section><p><br/></p><p><svg viewbox="0 0 1 1" style="float: left;line-height: 0;width: 0px;vertical-align: top;visibility: visible;"></svg></p><p><br/></p><section style="margin: 8px 8px 16px;line-height: 1.75em;"><section style="margin: 10px auto;display: flex;justify-content: center;padding-bottom: 10px;"><section><section style="display: flex;justify-content: flex-start;padding-left: 13%;"><section style="display: flex;align-items: center;background-color: #fffffe;margin-bottom: -3px;"><section style="width: 5px;height: 5px;border-radius: 100%;background-color: rgb(255, 212, 39);margin-right: 2px;margin-left: 2px;overflow: hidden;text-align: center;"><br/></section><section style="width: 5px;height: 5px;border-radius: 100%;background-color: rgb(255, 212, 39);margin-right: 2px;margin-left: 2px;overflow: hidden;text-align: center;"><br/></section><section style="width: 5px;height: 5px;border-radius: 100%;background-color: rgb(255, 212, 39);margin-right: 2px;margin-left: 2px;overflow: hidden;text-align: center;"><br/></section></section></section><section style="border-width: 1px;border-style: solid;border-color: rgb(70, 135, 255);border-radius: 25px;"><section style="background-color: rgb(70, 135, 255);border-radius: 25px;padding: 6px 25px;transform: translate(5px, 5px);"><p style="text-align: center; color: rgb(255, 255, 255);"><span style="letter-spacing: 1px;"><strong data-brushtype="text">房屋养老金的组成</strong></span></p><p style="text-align: center; color: rgb(255, 255, 255);"><span style="letter-spacing: 1px;"><strong data-brushtype="text" style="caret-color: red;">和资金来源是什么？</strong></span></p></section></section></section></section></section><section style="margin: 8px 8px 16px;line-height: 1.75em;text-align: center;"><br/></section><svg viewbox="0 0 1 1" style="float: left;line-height: 0;width: 0px;vertical-align: top;visibility: visible;"></svg><section style="margin: 8px 8px 16px;line-height: 1.75em;text-align: justify;"><span style="letter-spacing: 1px;text-align: left;font-size: var(--articleFontsize);">房屋养老金由个人账户和公共账户两部分组成。</span><br/></section><section style="margin: 8px 8px 16px;line-height: 1.75em;text-align: justify;"><strong><span style="letter-spacing: 1px;font-size: var(--articleFontsize);color: rgb(0, 122, 170);">个人账户</span></strong><span style="letter-spacing: 1px;font-size: var(--articleFontsize);">就是业主交存的住宅专项维修资金，交存按现行规定执行。</span><br/></section><section style="margin: 8px 8px 16px;line-height: 1.75em;text-align: justify;"><span style="color: rgb(0, 122, 170);"><strong><span style="letter-spacing: 1px;font-size: var(--articleFontsize);">公共账户</span></strong></span><span style="letter-spacing: 1px;font-size: var(--articleFontsize);">按照“取之于房、用之于房”“不增加个人负担、不减损个人权益”的原则，由政府负责建立，从试点城市看，地方政府可以通过财政补一点、土地出让金归集一些等方式筹集，目的是建立稳定的房屋安全管理资金渠道，<strong><span style="font-size: var(--articleFontsize); color: rgb(0, 122, 170);">不需要居民额外缴费，不会增加个人负担</span></strong>。</span><br/></section><section style="margin: 8px 8px 16px;line-height: 1.75em;text-align: justify;"><br/></section><section style="margin: 8px 8px 16px;line-height: 1.75em;"><section style="margin: 10px auto;display: flex;justify-content: center;padding-bottom: 10px;"><section><section style="display: flex;justify-content: flex-start;padding-left: 13%;"><section style="display: flex;align-items: center;background-color: #fffffe;margin-bottom: -3px;"><section style="width: 5px;height: 5px;border-radius: 100%;background-color: rgb(255, 212, 39);margin-right: 2px;margin-left: 2px;overflow: hidden;text-align: center;"><br/></section><section style="width: 5px;height: 5px;border-radius: 100%;background-color: rgb(255, 212, 39);margin-right: 2px;margin-left: 2px;overflow: hidden;text-align: center;"><br/></section><section style="width: 5px;height: 5px;border-radius: 100%;background-color: rgb(255, 212, 39);margin-right: 2px;margin-left: 2px;overflow: hidden;text-align: center;"><br/></section></section></section><section style="border-width: 1px;border-style: solid;border-color: rgb(70, 135, 255);border-radius: 25px;"><section style="background-color: rgb(70, 135, 255);border-radius: 25px;padding: 6px 25px;transform: translate(5px, 5px);"><section style="color: rgb(255, 255, 255); text-align: center;"><span style="letter-spacing: 1px;"><strong data-brushtype="text">房屋养老金用在哪些方面？</strong></span></section></section></section></section></section></section><section style="margin: 8px 8px 16px;line-height: 1.75em;text-align: center;"><br/></section><svg viewbox="0 0 1 1" style="float: left;line-height: 0;width: 0px;vertical-align: top;visibility: visible;"></svg><section style="margin: 8px 8px 16px;line-height: 1.75em;text-align: justify;"><span style="letter-spacing: 1px;text-align: left;font-size: var(--articleFontsize);">房屋养老金个人账户和公共账户资金共同保障房屋全生命周期的安全。</span><span style="letter-spacing: 1px;text-align: left;font-size: var(--articleFontsize);"></span><br/></section><section style="margin: 8px 8px 16px;line-height: 1.75em;text-align: justify;"><strong><span style="letter-spacing: 1px;color: rgb(0, 122, 170);">个人账户资金</span></strong><span style="letter-spacing: 1px;">按照住宅专项维修资金管理规定，专项用于住宅共用部位、共用设施设备保修期满后的维修和更新、改造。</span></section><section style="margin: 8px 8px 16px;line-height: 1.75em;text-align: justify;"><span style="color: rgb(0, 122, 170);"><strong><span style="letter-spacing: 1px;">公共账户资金</span></strong></span><span style="letter-spacing: 1px;">主要用于房屋体检和保险等支出。</span></section><p><br/></p><section style="max-width: 100%; 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