湖北全省下调，史上最低！
<p style="text-align: center;"></p><p><br/></p><section style="margin-left: 16px;margin-right: 16px;line-height: 2em;text-indent: 0em;text-align: center;" data-mpa-powered-by="yiban.io"><span style="color: rgb(20, 74, 116);"><strong>湖北新发放房贷利率</strong></span></section><p><br/></p><section style="margin-left: 16px;margin-right: 16px;line-height: 2em;text-indent: 0em;text-align: center;"><span style="color: rgb(20, 74, 116);"><strong>降至历史低位！</strong></span></section><section style="margin-left: 16px;margin-right: 16px;line-height: 2em;text-indent: 0em;text-align: center;"><p><br/></p></section><section style="margin-left: 16px;margin-right: 16px;line-height: 2em;text-indent: 0em;text-align: center;">据悉，</section><section style="margin-left: 16px;margin-right: 16px;line-height: 2em;text-indent: 0em;text-align: center;">10月湖北省新建商品房</section><section style="margin-left: 16px;margin-right: 16px;line-height: 2em;text-indent: 0em;text-align: center;">和二手房成交总量</section><section style="margin-left: 16px;margin-right: 16px;line-height: 2em;text-indent: 0em;text-align: center;">同比增长4.6%，</section><section style="margin-left: 16px;margin-right: 16px;line-height: 2em;text-indent: 0em;text-align: center;"><span style="color: rgb(20, 74, 116);"><strong>武汉市新房月度成交量</strong></span></section><section style="margin-left: 16px;margin-right: 16px;line-height: 2em;text-indent: 0em;text-align: center;"><span style="color: #144a74;"><strong>更是今年以来首次突破万套。</strong></span></section><p><br/></p><p style="text-indent: 2em;line-height: 2em;margin-left: 16px;margin-right: 16px;"><br/></p><p><br/></p><section data-role="title" data-tools="135编辑器" data-id="147338"><section style="margin: 10px 16px;"><section style="display: flex;"><section style="flex-shrink: 0;padding-right: 4px;"><section style="width: 5px;height: 100%;background-image: linear-gradient(rgb(164, 227, 255), rgb(20, 74, 116));background-position: initial;background-size: initial;background-repeat: initial;background-attachment: initial;background-origin: initial;background-clip: initial;"><br/></section></section><section style="width: 100%;background-image: linear-gradient(to right, rgb(233, 241, 250), transparent);background-position: initial;background-size: initial;background-repeat: initial;background-attachment: initial;background-origin: initial;background-clip: initial;" data-width="100%"><section style="display: flex;justify-content: space-between;align-items: center;"><section><section style="color: rgb(51, 51, 51);text-align: center;padding: 6px 10px;"><p style="line-height:1.75em;"><strong data-brushtype="text"><strong data-brushtype="text">批量下调</strong>房贷最低首付比、<strong data-brushtype="text">存量房贷利率</strong></strong><span style="letter-spacing: 0.5px;"><strong data-brushtype="text"><strong data-brushtype="text"></strong></strong></span><strong data-brushtype="text"><strong data-brushtype="text"></strong></strong></p></section></section><section><section style="font-size: 12px;color: rgb(198, 198, 198);text-align: right;padding: 6px 10px;"><p><br/></p></section></section></section></section></section></section></section><p><br/></p><p style="text-indent: 2em;margin-left: 16px;margin-right: 16px;line-height: normal;"><br/></p><p><br/></p><section style="text-indent: 2em;margin-left: 16px;margin-right: 16px;line-height: 2em;"><p style="text-indent: 0em;">自2024年10月1日起，对于湖北省各市州（林区）贷款购买住房的居民家庭，<span style="color: rgb(20, 74, 116);"><strong>商业性个人住房贷款不再区分首套房和二套房，最低首付比例统一为15%</strong>。</span></p></section><section style="text-indent: 2em;margin-left: 16px;margin-right: 16px;line-height: 2em;"><p><br/></p></section><section style="text-indent: 2em;margin-left: 16px;margin-right: 16px;line-height: 2em;"><p style="text-indent: 0em;">据了解，截至10月31日，除少数不良贷款等暂不调整外，湖北省内各金融机构已将执行利率高于贷款市场报价利率（LPR）-30BP的存量房贷（包括首套、二套及以上）全部批量下调至LPR-30BP，利率平均下调0.34个百分点，惠及我省243万户家庭、729万人，平均每年减少家庭利息支出约30亿元。</p></section><section style="text-indent: 2em;margin-left: 16px;margin-right: 16px;line-height: 2em;"><p><br/></p></section><section style="text-indent: 2em;margin-left: 16px;margin-right: 16px;line-height: 2em;"><p style="text-indent: 0em;">业内人士指出，由于重定价日不同，不同借款人的利率在调整后会有所差异。重定价后，才会体现出最新贷款市场报价利率的降幅，借款人的利率将调整至同一水平。<span style="color: rgb(20, 74, 116);"><strong>重定价日，按照目前最新的贷款市场报价利率，这些批量调整的存量房贷利率最终将统一降到3.3%。</strong></span></p></section><section style="text-indent: 2em;margin-left: 16px;margin-right: 16px;line-height: 2em;"><br/></section><section data-role="title" data-tools="135编辑器" data-id="147338"><section style="margin: 10px 16px;"><section style="display: flex;"><section style="flex-shrink: 0;padding-right: 4px;"><section style="width: 5px;height: 100%;background-image: linear-gradient(rgb(164, 227, 255), rgb(20, 74, 116));background-position: initial;background-size: initial;background-repeat: initial;background-attachment: initial;background-origin: initial;background-clip: initial;"><br/></section></section><section style="width: 100%;background-image: linear-gradient(to right, rgb(233, 241, 250), transparent);background-position: initial;background-size: initial;background-repeat: initial;background-attachment: initial;background-origin: initial;background-clip: initial;" data-width="100%"><section style="display: flex;justify-content: space-between;align-items: center;"><section><section style="color: rgb(51, 51, 51);text-align: center;padding: 6px 10px;"><p style="line-height:1.75em;"><strong data-brushtype="text">新发放房贷利率降至历史低位</strong></p></section></section><section><section style="font-size: 12px;color: rgb(198, 198, 198);text-align: right;padding: 6px 10px;"><p><br/></p></section></section></section></section></section></section></section><p><br/></p><p style="text-indent: 2em;margin-left: 16px;margin-right: 16px;line-height: normal;"><br/></p><p><br/></p><section style="text-indent: 2em;margin-left: 16px;margin-right: 16px;line-height: 2em;"><p style="text-indent: 0em;">10月31日，中国人民银行发布2024年第三季度全国新发放商业性个人住房贷款加权平均利率为3.33%，较第二季度末下降了0.12个百分点，创有统计以来新低。据悉，<span style="color: rgb(20, 74, 116);"><strong>第三季度湖北新发放房贷利率比全国平均水平还要低0.14个百分点，为3.19%，也处在历史最低位</strong>。</span></p></section><section style="text-indent: 2em;margin-left: 16px;margin-right: 16px;line-height: 2em;"><p><br/></p></section><section style="text-indent: 2em;margin-left: 16px;margin-right: 16px;line-height: 2em;"><p style="text-indent: 0em;">随着10月21日LPR的下降，<span style="color: rgb(20, 74, 116);"><strong>目前，湖北省包括武汉市在内的大部分城市最新房贷利率水平由此前的3.2%左右降低至3.1%左右</strong>。</span></p></section><section style="text-indent: 2em;margin-left: 16px;margin-right: 16px;line-height: 2em;"><p><br/></p></section><section style="text-indent: 2em;margin-left: 16px;margin-right: 16px;line-height: 2em;"><p style="text-indent: 0em;">“整体来看，近期落地的多项房地产金融新政对市场产生了积极影响，叠加各地出台的一揽子利好措施，居民置业信心开始恢复，全省房地产市场筑底企稳、转暖向好的良好态势愈发显现。”有房地产行业专家表示，第四季度的市场行情值得期待。</p></section><p><br/></p><p><br/></p><section style="max-width: 100%; color: rgb(67, 74, 84); font-family: -apple-system-font, Helvetica, PingFang SC, Hiragino Sans GB, Arial, Microsoft YaHei; font-size: 14px; text-wrap: wrap; background-color: rgb(255, 255, 255); -webkit-tap-highlight-color: transparent; margin: 0px; padding: 0px; outline: 0px; box-sizing: border-box; overflow-wrap: break-word !important;"><section powered-by="xiumi.us" style="overflow-wrap: break-word !important; max-width: 100%; -webkit-tap-highlight-color: transparent; margin: 0.5em 0px; padding: 0px; outline: 0px; box-sizing: border-box;"><section style="overflow-wrap: break-word !important; max-width: 100%; -webkit-tap-highlight-color: transparent; margin: 0px; padding: 0px; outline: 0px; box-sizing: border-box; height: 1px; background-color: rgb(160, 160, 160); line-height: 2em;"><br style="overflow-wrap: break-word !important; -webkit-tap-highlight-color: transparent; margin: 0px; padding: 0px; outline: 0px; max-width: 100%; box-sizing: border-box !important;"/></section></section></section><p style="overflow-wrap: break-word; margin-top: 0px; margin-bottom: 0px; padding: 0px; color: rgb(67, 74, 84); font-family: -apple-system-font, Helvetica, PingFang SC, Hiragino Sans GB, Arial, Microsoft YaHei; font-size: 14px; text-wrap: wrap; background-color: rgb(255, 255, 255);"><span style="overflow-wrap: break-word; color: rgb(136, 136, 136); letter-spacing: 0.544px; font-family: -apple-system-font, BlinkMacSystemFont, Helvetica Neue, PingFang SC, Hiragino Sans GB, Microsoft YaHei UI, Microsoft YaHei, Arial, sans-serif;">来</span><span style="overflow-wrap: break-word !important; -webkit-tap-highlight-color: transparent; margin: 0px; padding: 0px; outline: 0px; max-width: 100%; letter-spacing: 0.544px; color: rgb(136, 136, 136); box-sizing: border-box !important;">源：长江日报 武汉发布</span><span style="overflow-wrap: break-word; color: rgb(136, 136, 136); letter-spacing: 0.544px; font-family: -apple-system-font, BlinkMacSystemFont, Helvetica Neue, PingFang SC, Hiragino Sans GB, Microsoft YaHei UI, Microsoft YaHei, Arial, sans-serif;"></span><br style="overflow-wrap: break-word;"/></p><p style="margin: 0cm 0cm 0.0001pt; padding: 0px; color: rgb(67, 74, 84); font-size: 14px; text-wrap: wrap; background-color: rgb(255, 255, 255); -webkit-tap-highlight-color: transparent; outline: 0px; max-width: 100%; clear: both; min-height: 1em; font-family: -apple-system-font, BlinkMacSystemFont, Helvetica Neue, PingFang SC, Hiragino Sans GB, Microsoft YaHei UI, Microsoft YaHei, Arial, sans-serif; letter-spacing: 0.544px; line-height: normal; overflow-wrap: break-word !important; box-sizing: border-box !important;"><span style="overflow-wrap: break-word !important; -webkit-tap-highlight-color: transparent; margin: 0px; padding: 0px; outline: 0px; max-width: 100%; letter-spacing: 0.544px; color: rgb(136, 136, 136); box-sizing: border-box !important;">制作：方筱玥 | 编辑：熊霞 | 责编：</span><span style="overflow-wrap: break-word !important; -webkit-tap-highlight-color: transparent; margin: 0px; padding: 0px; outline: 0px; max-width: 100%; letter-spacing: 0.544px; color: rgb(136, 136, 136); box-sizing: border-box !important;">方军</span></p><p style="margin: 0cm 0cm 0.0001pt; padding: 0px; color: rgb(67, 74, 84); font-size: 14px; text-wrap: wrap; background-color: rgb(255, 255, 255); -webkit-tap-highlight-color: transparent; outline: 0px; max-width: 100%; clear: both; min-height: 1em; font-family: -apple-system-font, BlinkMacSystemFont, Helvetica Neue, PingFang SC, Hiragino Sans GB, Microsoft YaHei UI, Microsoft YaHei, Arial, sans-serif; letter-spacing: 0.544px; line-height: normal; overflow-wrap: break-word !important; box-sizing: border-box !important;"><span style="overflow-wrap: break-word !important; -webkit-tap-highlight-color: transparent; margin: 0px; padding: 0px; outline: 0px; max-width: 100%; color: rgb(136, 136, 136); letter-spacing: 0.544px; line-height: 19.2pt; box-sizing: border-box !important;"><span 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