社保卡，也可以存取现金了！
<p style="text-align: center;"></p><p><br/></p><section style="font-size: 17px; letter-spacing: 1px; line-height: 2; box-sizing: border-box; text-align: justify; color: rgb(62, 62, 62);"><section style="text-align: unset; box-sizing: border-box;"><p style="margin-top: 0px; margin-bottom: 0px; padding: 0px; box-sizing: border-box;">据人力资源和社会保障部介绍，<span style="color: rgb(13, 71, 161); box-sizing: border-box;"><strong style="box-sizing: border-box;">社保卡加载金融功能后，可作为普通的银行借记卡使用，</strong></span>具有现金存取、转账、消费等功能。</p><p style="margin-top: 0px; margin-bottom: 0px; padding: 0px; box-sizing: border-box;"><br style="box-sizing: border-box;"/></p><p style="margin-top: 0px; margin-bottom: 0px; padding: 0px; box-sizing: border-box;"><span style="color: rgb(13, 71, 161); box-sizing: border-box;"><strong style="box-sizing: border-box;">■ 社保卡的金融功能有什么用？</strong></span></p><p style="margin-top: 0px; margin-bottom: 0px; padding: 0px; box-sizing: border-box;"><br style="box-sizing: border-box;"/></p><p style="margin-top: 0px; margin-bottom: 0px; padding: 0px; box-sizing: border-box;">据介绍，激活金融功能后，社保卡可<span style="color: rgb(13, 71, 161); box-sizing: border-box;"><strong style="box-sizing: border-box;">支持各类缴费和待遇领取</strong></span>，包括社会保险缴费、人事人才考试缴费，社会保险定期待遇和一次性待遇领取、就业补贴资金领取、重点行业（企业）农民工工资领取、惠民惠农财政补贴资金领取等。</p><p style="margin-top: 0px; margin-bottom: 0px; padding: 0px; box-sizing: border-box;"><br style="box-sizing: border-box;"/></p><p style="margin-top: 0px; margin-bottom: 0px; padding: 0px; box-sizing: border-box;"><span style="color: rgb(13, 71, 161); box-sizing: border-box;">■ <strong style="box-sizing: border-box;">如何激活金融功能？不激活影响社保卡使用吗？</strong></span></p><p style="margin-top: 0px; margin-bottom: 0px; padding: 0px; box-sizing: border-box;"><br style="box-sizing: border-box;"/></p><p style="margin-top: 0px; margin-bottom: 0px; padding: 0px; box-sizing: border-box;">根据银行监管的有关规定，需要<span style="color: rgb(13, 71, 161); box-sizing: border-box;"><strong style="box-sizing: border-box;">本人持有效身份证件和社保卡，前往卡面所标明的社保卡服务银行的柜台办理，</strong></span>同一银行的全国网点均可办理激活。</p><p style="margin-top: 0px; margin-bottom: 0px; padding: 0px; box-sizing: border-box;"><br style="box-sizing: border-box;"/></p><ul class=" list-paddingleft-2" style="box-sizing: border-box; padding-left: 40px; list-style-position: outside;"><li><p style="margin-top: 0px; margin-bottom: 0px; padding: 0px; box-sizing: border-box;">目前，全国大部分地区已实现<span style="color: rgb(13, 71, 161); box-sizing: border-box;"><strong style="box-sizing: border-box;">在社保卡服务银行窗口同时完成社保功能启用和金融功能激活。</strong></span></p></li></ul><p style="margin-top: 0px; margin-bottom: 0px; padding: 0px; box-sizing: border-box;"><br style="box-sizing: border-box;"/></p><ul class=" list-paddingleft-2" style="box-sizing: border-box; padding-left: 40px; list-style-position: outside;"><li><p style="margin-top: 0px; margin-bottom: 0px; padding: 0px; box-sizing: border-box;">部分地区探索将服务银行窗口延伸至<span style="color: rgb(13, 71, 161); box-sizing: border-box;"><strong style="box-sizing: border-box;">人社经办大厅，</strong></span>在人社经<span style="box-sizing: border-box;">办大厅即可完成社保功能启用和金融功能激活。</span></p></li></ul><p style="margin-top: 0px; margin-bottom: 0px; padding: 0px; box-sizing: border-box;"><span style="box-sizing: border-box;"><br style="box-sizing: border-box;"/></span></p><ul class=" list-paddingleft-2" style="box-sizing: border-box; padding-left: 40px; list-style-position: outside;"><li><p style="margin-top: 0px; margin-bottom: 0px; padding: 0px; box-sizing: border-box;">高龄、重病、伤残等行动不便的特殊人员，可按相关程序向社保卡服务银行申请提供<span style="color: rgb(13, 71, 161); box-sizing: border-box;"><strong style="box-sizing: border-box;">上门服务，</strong></span>或者<span style="color: rgb(13, 71, 161); box-sizing: border-box;"><strong style="box-sizing: border-box;">代理办理服务。</strong></span></p></li></ul><p style="margin-top: 0px; margin-bottom: 0px; padding: 0px; box-sizing: border-box;"><br style="box-sizing: border-box;"/></p><p style="margin-top: 0px; margin-bottom: 0px; padding: 0px; box-sizing: border-box;">持卡人领取社保卡后，如果启用社保功能，没有激活金融功能，则社保卡的社保功能可以正常使用，社保卡银行账户无法使用。</p><p style="margin-top: 0px; margin-bottom: 0px; padding: 0px; box-sizing: border-box;"><br style="box-sizing: border-box;"/></p><p style="margin-top: 0px; margin-bottom: 0px; padding: 0px; box-sizing: border-box;"><span style="color: rgb(13, 71, 161); box-sizing: border-box;">■ <strong style="box-sizing: border-box;">社保卡的金融功能显示过期了，怎么办？</strong></span></p><p style="margin-top: 0px; margin-bottom: 0px; padding: 0px; box-sizing: border-box;"><br style="box-sizing: border-box;"/></p><p style="margin-top: 0px; margin-bottom: 0px; padding: 0px; box-sizing: border-box;">社保卡有效期满时，可前往<span style="color: rgb(13, 71, 161); box-sizing: border-box;"><strong style="box-sizing: border-box;">社保卡服务银行网点或线上服务渠道</strong></span>申请换领。</p><p style="margin-top: 0px; margin-bottom: 0px; padding: 0px; box-sizing: border-box;"><br style="box-sizing: border-box;"/></p><p style="margin-top: 0px; margin-bottom: 0px; padding: 0px; box-sizing: border-box;">通常情况下，社保卡有效期到期前，各地人社部门和社保卡服务银行会<span style="color: rgb(13, 71, 161); box-sizing: border-box;"><strong style="box-sizing: border-box;">通过短信、公告等方式进行提示。</strong></span>部分地区社保卡上已标注有效期限。</p><p style="margin-top: 0px; margin-bottom: 0px; padding: 0px; box-sizing: border-box;"><br style="box-sizing: border-box;"/></p><p style="margin-top: 0px; margin-bottom: 0px; padding: 0px; box-sizing: border-box;">持卡人可在社保卡<span style="color: rgb(13, 71, 161); box-sizing: border-box;"><strong style="box-sizing: border-box;">有效期满前六十日</strong></span>申请换领，换领社保卡的流程与新申领相同。金融功能的过期不影响社会保障功能的使用，实体社保卡过期不影响电子社保卡使用。</p><p style="margin-top: 0px; margin-bottom: 0px; padding: 0px; box-sizing: border-box;"><br style="box-sizing: border-box;"/></p><p style="margin-top: 0px; margin-bottom: 0px; padding: 0px; box-sizing: border-box;">目前各地已经普遍实现了<span style="color: rgb(13, 71, 161); box-sizing: border-box;"><strong style="box-sizing: border-box;">“立等可取”</strong></span>的换卡服务，具体换卡渠道、服务方式等请咨询发卡地12333服务热线。</p><p style="margin-top: 0px; margin-bottom: 0px; padding: 0px; box-sizing: border-box;"><br style="box-sizing: border-box;"/></p></section><section style="text-align: left; justify-content: flex-start; display: flex; flex-flow: row nowrap; margin: 10px 0px 0px; position: static; box-sizing: border-box;"><section style="display: inline-block; vertical-align: middle; width: auto; align-self: center; flex: 0 0 auto; min-width: 5%; max-width: 100%; height: auto; box-sizing: border-box;"><section style="position: static; box-sizing: border-box;"><section style="display: inline-block; width: 35px; height: 35px; vertical-align: top; overflow: hidden; background-image: linear-gradient(90deg, rgb(38, 139, 243) 0%, rgb(202, 252, 255) 100%); border-radius: 77px; box-sizing: border-box;"><section style="text-align: center; position: static; box-sizing: border-box;"><section style="color: rgb(255, 255, 255); font-size: 22px; box-sizing: border-box;"><p style="margin-top: 0px; margin-bottom: 0px; padding: 0px; box-sizing: border-box;"><strong style="box-sizing: border-box;">问</strong></p></section></section></section></section></section><section style="display: inline-block; vertical-align: middle; width: auto; align-self: center; flex: 0 0 auto; min-width: 5%; max-width: 100%; height: auto; line-height: 0.1; box-sizing: border-box;"><section style="text-align: center; position: static; box-sizing: border-box;"><section style="display: inline-block; width: 0px; height: 0px; vertical-align: top; overflow: hidden; border-style: solid; border-width: 4px 0px 4px 8px; border-color: rgba(0, 0, 0, 0) rgba(0, 0, 0, 0) rgba(0, 0, 0, 0) rgb(147, 222, 255); box-sizing: border-box;"><section style="text-align: justify; box-sizing: border-box;"><p style="text-wrap: wrap; margin-top: 0px; margin-bottom: 0px; padding: 0px; box-sizing: border-box;"><br style="box-sizing: border-box;"/></p></section></section></section></section><section style="display: inline-block; width: 80.2603%; flex: 0 0 auto; height: auto; vertical-align: middle; align-self: center; padding: 0px 0px 0px 6px; box-sizing: border-box;"><section style="text-align: justify; font-size: 16px; color: rgb(16, 28, 92); box-sizing: border-box;"><p style="text-wrap: wrap; margin-top: 0px; margin-bottom: 0px; padding: 0px; box-sizing: border-box;"><strong style="box-sizing: border-box;">社保卡过期了，还可以继续使用金融功能取钱和存钱吗？</strong></p></section></section></section><section style="text-align: left; justify-content: flex-start; display: flex; flex-flow: row nowrap; margin: 0px 0px 10px; position: static; box-sizing: border-box;"><section style="display: inline-block; width: 100%; vertical-align: top; align-self: flex-start; flex: 0 0 auto; padding: 12px; box-sizing: border-box;"><section style="text-align: center; justify-content: center; display: flex; flex-flow: row nowrap; margin: 0px; position: static; box-sizing: border-box;"><section style="display: inline-block; width: 100%; vertical-align: top; align-self: flex-start; flex: 0 0 auto; background-color: rgb(255, 255, 255); padding: 14px 17px; box-shadow: rgb(225, 233, 246) 0px 0px 8px 0px; box-sizing: border-box;"><section style="text-align: justify; box-sizing: border-box;"><p style="text-wrap: wrap; margin-top: 0px; margin-bottom: 0px; padding: 0px; box-sizing: border-box;">答：社保卡有效期满后，人力资源和社会保障各项业务可正常使用，金融功能一般要求限期注销，各银行的规定不同，具体可咨询社保卡服务银行。<br style="box-sizing: border-box;"/></p></section></section></section></section></section><p style="text-wrap: wrap; margin-top: 0px; margin-bottom: 0px; padding: 0px; box-sizing: border-box;"><br/></p><section style="box-sizing: border-box;"><section style="max-width: 100%; color: rgb(67, 74, 84); font-family: -apple-system-font, Helvetica, PingFang SC, Hiragino Sans GB, Arial, Microsoft YaHei; text-wrap: wrap; background-color: rgb(255, 255, 255); margin-top: 0px; margin-bottom: 0px; padding: 0px; outline: 0px; box-sizing: border-box; overflow-wrap: break-word !important;"><section style="max-width: 100%; margin: 0.5em 0px; padding: 0px; outline: 0px; overflow-wrap: break-word !important; box-sizing: border-box;"><section style="max-width: 100%; margin: 0px; padding: 0px; outline: 0px; height: 1px; background-color: rgb(160, 160, 160); line-height: 0; overflow-wrap: break-word !important; box-sizing: border-box;"><br style="margin: 0px; padding: 0px; outline: 0px; max-width: 100%; overflow-wrap: break-word !important; box-sizing: border-box;"/></section></section></section><p style="text-wrap: wrap; margin-top: 0px; margin-bottom: 0px; padding: 0px; box-sizing: border-box;"><span style="font-size: 14px; color: rgb(136, 136, 136); letter-spacing: 0.544px; margin: 0px; padding: 0px; outline: 0px; max-width: 100%; overflow-wrap: break-word !important; box-sizing: border-box;">来源：人力资源和社会保障部 新华社 武汉发布</span></p><p style="margin-top: 0cm; margin-bottom: 0px; padding: 0px; color: rgb(67, 74, 84); text-wrap: wrap; background-color: rgb(255, 255, 255); outline: 0px; max-width: 100%; clear: both; min-height: 1em; letter-spacing: 0.544px; line-height: 19.2pt; box-sizing: border-box; overflow-wrap: break-word !important;"><span style="font-size: 14px; box-sizing: border-box;"><span style="margin: 0px; padding: 0px; outline: 0px; max-width: 100%; letter-spacing: 0.544px; color: rgb(136, 136, 136); overflow-wrap: break-word !important; 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