蔡甸融媒 发表于 5 天前

没有抵押物也能贷?一周到账,蔡甸中小微企业直呼没想到

<section style="font-size: 17px;letter-spacing: 1px;line-height: 2;box-sizing: border-box;font-style: normal;font-weight: 400;text-align: justify;color: rgb(62, 62, 62);" data-pm-slice="0 0 []"><section style="text-align: left;justify-content: flex-start;display: flex;flex-flow: row;margin: 0px 0px 10px;width: 100%;align-self: flex-start;background-color: rgba(255, 255, 255, 0);padding: 25px;border-style: solid;border-width: 1px;border-color: rgb(194, 230, 252);box-sizing: border-box;"><section style="text-align: justify;width: 100%;box-sizing: border-box;"><p style="white-space: normal;margin: 0px;padding: 0px;box-sizing: border-box;"><span leaf="">没有抵押物,也能贷到款。近日,中国银行蔡甸支行聚焦中小微电缆企业融资难问题,两周内为4家企业累计授信1500万元,单家企业凭借纯信用、无抵押方式,一周即可获批最高400万元贷款,有效缓解了企业资金压力。</span></p></section></section><p style="white-space: normal;margin: 0px;padding: 0px;box-sizing: border-box;"><span leaf=""><br/></span></p><section style="text-align: center;margin-top: 10px;margin-bottom: 10px;line-height: 0;box-sizing: border-box;"><section style="max-width: 100%;vertical-align: middle;display: inline-block;line-height: 0;width: 100%;box-sizing: border-box;" nodeleaf=""></section></section><section style="box-sizing: border-box;"><p style="white-space: normal;margin: 0px;padding: 0px;box-sizing: border-box;"><span leaf=""><br/></span></p><p style="white-space: normal;margin: 0px;padding: 0px;box-sizing: border-box;"><span leaf="">蔡甸区电缆行业中小微企业多为轻资产运营模式,普遍缺乏厂房、设备等传统抵押物,融资难问题长期存在。近期受铜价持续上涨影响,部分企业原材料采购资金缺口加大,企业周转紧张。</span></p></section><p style="white-space: normal;margin: 0px;padding: 0px;box-sizing: border-box;"><span leaf=""><br/></span></p><section style="text-align: center;margin-top: 10px;margin-bottom: 10px;line-height: 0;box-sizing: border-box;"><section style="max-width: 100%;vertical-align: middle;display: inline-block;line-height: 0;width: 100%;box-sizing: border-box;" nodeleaf=""></section></section><p style="white-space: normal;margin: 0px;padding: 0px;box-sizing: border-box;"><span leaf=""><br/></span></p><section style="text-align: left;justify-content: flex-start;display: flex;flex-flow: row;margin: 10px 0px;width: 100%;align-self: flex-start;background-image: linear-gradient(90deg, rgba(122, 203, 251, 0) 0%, rgb(122, 203, 251) 100%);padding: 0px 0px 1px;box-sizing: border-box;"><section style="justify-content: flex-start;display: flex;flex-flow: row;width: 100%;align-self: flex-start;background-color: rgb(234, 249, 255);box-sizing: border-box;"><section style="justify-content: flex-start;display: flex;flex-flow: row;width: 100%;align-self: flex-start;padding: 1px 0px 0px;background-image: linear-gradient(270deg, rgba(122, 203, 251, 0) 0%, rgb(122, 203, 251) 100%);box-sizing: border-box;"><section style="justify-content: flex-start;display: flex;flex-flow: row;width: 100%;align-self: flex-start;background-color: rgb(233, 249, 255);padding: 25px;box-sizing: border-box;"><section style="text-align: justify;width: 100%;box-sizing: border-box;"><p style="white-space: normal;margin: 0px;padding: 0px;box-sizing: border-box;"><span leaf="">了解到企业实际困难后,中行蔡甸支行普惠金融团队主动上门对接,指导企业通过“鄂融通”“企业智慧大脑”平台完成信用评级,简化审批流程,压缩办理时间。针对有扩产需求的电缆企业,支行结合普惠金融政策,量身定制纯信用信贷方案,开通审批绿色通道,确保资金及时到账。</span></p></section></section></section></section></section><section style="box-sizing: border-box;"><p style="white-space: normal;margin: 0px;padding: 0px;box-sizing: border-box;"><span leaf=""><br/></span></p><p style="white-space: normal;margin: 0px;padding: 0px;box-sizing: border-box;"><span leaf="">“本来以为没有抵押物贷不到款,没想到只提交基础资料,一周资金就到账了,解决了原料采购的燃眉之急。”一家电缆企业负责人表示,“放款速度超出预期,金融服务贴心高效,增强了我们扩大生产、开拓市场的信心。”</span></p></section><section style="box-sizing: border-box;"><p style="white-space: normal;margin: 0px;padding: 0px;box-sizing: border-box;"><span leaf=""><br/></span></p><p style="white-space: normal;margin: 0px;padding: 0px;box-sizing: border-box;"><span leaf="">此次1500万元授信全部用于原材料采购、员工薪资发放等核心经营环节,精准打通资金链堵点,保障企业稳产扩产。</span></p><section powered-by="xiumi.us"><section><section powered-by="xiumi.us"><p><span leaf="">&nbsp;</span></p></section></section></section><section style="white-space: normal;box-sizing: border-box;font-size: 16px;margin-bottom: 0px;"><section powered-by="xiumi.us" style="margin-top: 0.5em;margin-bottom: 0.5em;box-sizing: border-box;"><section style="height: 1px;background-color: rgb(160, 160, 160);box-sizing: border-box;line-height: 2em;"><span leaf=""><br/></span></section></section></section><p style="margin: 0cm 0cm 0.0001pt;white-space: normal;max-width: 100%;min-height: 1em;font-family: -apple-system-font, BlinkMacSystemFont, Helvetica Neue, PingFang SC, Hiragino Sans GB, Microsoft YaHei UI, Microsoft YaHei, Arial, sans-serif;letter-spacing: 0.544px;text-align: left;line-height: normal;box-sizing: border-box !important;overflow-wrap: break-word !important;"><span style="letter-spacing: 0.544px;max-width: 100%;color: rgb(136, 136, 136);font-size: 14px;box-sizing: border-box !important;overflow-wrap: break-word !important;"><span leaf=""><span style="color: rgb(136, 136, 136); font-family: -apple-system-font, BlinkMacSystemFont, Helvetica Neue, PingFang SC, Hiragino Sans GB, Microsoft YaHei UI, Microsoft YaHei, Arial, sans-serif; font-size: 14px; letter-spacing: 0.544px; text-wrap-mode: wrap;">来源:蔡甸融媒记者 王娟</span></span></span></p><p style="margin: 0cm 0cm 0.0001pt;white-space: normal;max-width: 100%;min-height: 1em;font-family: -apple-system-font, BlinkMacSystemFont, Helvetica Neue, PingFang SC, Hiragino Sans GB, Microsoft YaHei UI, Microsoft YaHei, Arial, sans-serif;letter-spacing: 0.544px;text-align: left;line-height: normal;box-sizing: border-box !important;overflow-wrap: break-word !important;"><span style="letter-spacing: 0.544px;max-width: 100%;color: rgb(136, 136, 136);font-size: 14px;box-sizing: border-box !important;overflow-wrap: break-word !important;"><span leaf="">制作:汪千 |&nbsp;</span></span><span style="color: rgb(136, 136, 136);letter-spacing: 0.544px;font-size: 14px;"><span leaf="">编辑:朱清洋 |&nbsp;</span></span><span style="letter-spacing: 0.544px;color: rgb(136, 136, 136);font-size: 14px;"><span leaf="">责编:方军</span></span></p><p style="margin: 0cm 0cm 0.0001pt;white-space: normal;max-width: 100%;min-height: 1em;font-family: -apple-system-font, BlinkMacSystemFont, Helvetica Neue, PingFang SC, Hiragino Sans GB, Microsoft YaHei UI, Microsoft YaHei, Arial, sans-serif;letter-spacing: 0.544px;text-align: left;line-height: normal;box-sizing: border-box !important;overflow-wrap: break-word !important;"><span style="color: rgb(136, 136, 136);font-size: 14px;letter-spacing: 0.544px;max-width: 100%;line-height: 19.2pt;box-sizing: border-box !important;overflow-wrap: break-word !important;"><strong style="letter-spacing: 0.544px;"><span style="max-width: 100%;box-sizing: border-box !important;overflow-wrap: break-word !important;"><strong style="letter-spacing: 0.544px;"><span style="max-width: 100%;box-sizing: border-box !important;overflow-wrap: break-word !important;"><span leaf="">出品:</span></span></strong><span leaf="">蔡甸区融媒体中心</span></span></strong></span></p><p style="margin: 0cm 0cm 0.0001pt;white-space: normal;max-width: 100%;min-height: 1em;font-family: -apple-system-font, BlinkMacSystemFont, Helvetica Neue, PingFang SC, Hiragino Sans GB, Microsoft YaHei UI, Microsoft YaHei, Arial, sans-serif;letter-spacing: 0.544px;text-align: left;line-height: normal;box-sizing: border-box !important;overflow-wrap: break-word !important;"><span style="color: rgb(136, 136, 136);font-size: 14px;letter-spacing: 0.544px;max-width: 100%;line-height: 19.2pt;box-sizing: border-box !important;overflow-wrap: break-word !important;"><strong style="letter-spacing: 0.544px;"><span style="max-width: 100%;box-sizing: border-box !important;overflow-wrap: break-word !important;"><strong style="letter-spacing: 0.544px;"><span style="max-width: 100%;box-sizing: border-box !important;overflow-wrap: break-word !important;"><strong style="letter-spacing: 0.544px;"><span 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